Are you looking for a UAE credit Card? The UAE banks offer a huge range of credit cards so it’s important to compare them all thoroughly before you commit to just one.
To find the right credit card you need to consider factors such as rate, benefits, minimum salary, fees and more.
UAE banks offer an amazing range of benefits and features with credit cards so whether you’re looking for free rounds of golf, discounts on restaurants, free spa treatments or cashback on purchases, we can help you find the best card for you.

Provider Minimum Salary- AED Annual Fee – AED Rate Reward

image2

The American Express®Platinum Credit Card

button (1)

22,500 NO 2.99%
  • Complimentary access to Membership Rewards. Every AED 4 of spend = 2 MR Points
  • Local Selects Offers
image3

The American Express® Gold Credit Card

button (1)

16,500 395 2.99%
  • Emirates Skywards Miles
  • Etihad Guest Miles
  • Flying Blue Miles
  • Asia Miles
  • British Airways Avios
  • Delta SkyMiles
  • Gulf Air Falcon Flyer Miles
  • Iberia Avios
  • Qatar Airways QMiles
  • Royal Plus Miles

 

image4

The Dubai Duty Free American Express® Card

button (1)

16,500 175 2.99%
  • 10% Savings at Dubai Duty Free
  • Local Selects Offers

 

 

image5

Citi Prestige

button (1)

30,000 1500 2.79%
  • Complimentary 4th night hotel, unlimited access to airport lounges
  • 3 Citi Reward Points on every US dollar
 

image6

Emirates-Citi Bank Ultimate

button (1)

18,000 800 2.99%
  • 1.25 Skywards Miles on every US dollar of purchases in foreign currency, and 1 Skywards Mile for every US dollar of purchases in local currency.
  • Benefit from 0% interest for 3 months on Emirates tickets purchased in AED through www.emirates.com
  • Enjoy unlimited complimentary access to 500+ airport lounges, complimentary golf and much more
 

image7

Citi Premiermiles World

button (1)

15000 750 2.99%
  • Collect 2 Citi Miles on every US dollar of purchases in foreign currency, and 1.5 Citi Miles for every US dollar of purchases in local currency.
  • Enjoy unlimited complimentary access to 500+ airport lounges, complimentary golf, Buy 1 Get 1 free movies tickets and much more
 

image8

Citilife Plantinum

button (1)

8000 300 2.99%
  • 2.5 CitiDollars on every AED of purchases in foreign currency, and 1.5 CitiDollars for every AED of purchases in local currency.
  • Get 2 for 1 movie tickets at VOX Cinemas when you purchase through www.voxcinemas.com.
  • Get 2 for 1 movie tickets at VOX Cinemas when you purchase through www.voxcinemas.com.
 

image9

Citi Simplicity

button (1)

5000 NO 2.99%
  • No annual membership fee
  • No late fee, cash advance fee or over limit fee
  • Balance transfer at no interest for 6 months
  • Unlimited lounge access in selected airport lounges across the Middle East
 

image10

ADCB- Simply Life Credit Card

button (1)

5000 NO 3.25%
  • Receive 1.5% cash back on all your purchases.
  • Receive two movie tickets free when you make monthly purchases worth AED 1,500 or more.
  • Marhaba Lounge access
 

HSBC – Black Credit Card

button (1)

HSBC Premier account customer 2,000 2.25%
  • 1 Air Mile for spends in dirhams1.5 Air Miles for spends in a foreign currency
  • Cinema discount tickets
  • Valet parking
 

image12

Premier Credit Card

button (1)

 

HSBC Premier account customer NO 2.25%
  • 1 Air Mile
  • Cinema discount tickets
  • Valet parking
 

image13

Advance Credit Card

button (1)

HSBC Advance account customer NO 2.99%
  • 1 Air Mile
  • Cinema discount tickets
  • Valet parking
 

image14

Platinum Credit Card

button (1)

15,000 No fee for 1st year 2.99%
  • 1 Air Mile
  • Cinema discount tickets Valet parking
  • Valet parking
 

image15

ADIB Cashback Platinum Card

button (1)

 

AED 5,000 AED 1000

Free for the first year

3.09%
  • 1% flat Cashback
  • Valet parking at select locations in the UAE
  • Free roadside assistance
 

image16

ADIB – Cashback Gold Card

button (1)

AED 5,000 500

Free for the first year

2.99%
  • 1% flat Cashback
  • Free roadside assistance
 

image17

ADIB EDGE Card

button (1)

AED 30,000 750

Free for the first year

2.99%
  • 10% cash back on all dining spend in the UAE
  • 2.5 rewards points for every 1 AED spent
  • Free rounds of golf at select golf courses
  • Free Roadside Assistance 24/7 across the UAE
 

image18

ADIB – Value+Card

button (1)

AED 5,000 AED 0 3.09%
  • Get rewarded for your local and international spend
  • Enjoy up to 25% discount on select dining outlets across the UAE.
  • Access to airport lounges across the GCC/MENA region
 

image19

Infinite Credit Card

button (1)

40,000 AED 0 3.09%
  • Complimentary lounge access
  • Air Ticket Discount up to 5%
  • Movie Cash-back
  • Complimentary Golf
 

image20ADCB Touch Points Platinum, Titanium, Gold and Classic cards

button (1)

5000 AED 0 3.09%
  • 5 points / 1 AED
  • Movie Cash Back
  • Lounge Access
  • Golf Access
 

image21Lulu Cards Platinum, Titanium, Standard

button (1)

5000 AED 0 3.09% 1.25 LuLuPoints

 

  • Complimentary Lounge Access
  • Exclusive Promotions at LuLu
 

 

adcb-etihad-platinum-card

ADCB Etihad Platinum Card

button (1)

5000 AED 500 2.99%
  • Earn 1 Etihad Guest Mile for every USD 1 spent locally.
  • Earn 50% bonus miles when you use your Platinum card for purchases at Duty Free stores or for lodging expenses.
  • Purchases in the category of Supermarkets, Government Services, Utilities and Education will earn 0.75 Etihad Guest Miles per USD 1.

 image24

button (1)

 

AED 10,000 AED 150 1.50%
  • Low interest rate of 1.5% p.m.
  • Exclusive Premium travel perks
  • Exclusive Premium shopping and lifestyle benefits
 

image25

CBD – World MasterCard

button (1)

 

AED 100,000 AED 0 1.50%
  • MasterCard Moments Privileges
  • Complimentary access to Mina A’Salam Talise Fitness Club
  • Variety of travelling benefits
  • Free Travel Insurance and Purchase Protection
 

image26

CBD – Visa Infinite

button (1)

AED 15,000 AED 0 1.50%
  • No annual fee with interest rate starting from 1.5% per month on purchases
  • 0% interest for 12 months on Easy Installment Plan
  • Complimentary access to Mina A’Salam Talise Fitness Club
  • Airport Lounge Access and other travelling benefits
  • Free Travel Insurance and Purchase Protection
 

image27

CBD – Visa Signature

button (1)

AED 15,000 AED 0 1.50%
  • No annual fee with interest rate starting from 1.5% per month on purchases
  • 0% interest for 6 months on balance transfers from other banks
  • 0% interest for 12 months on Easy Installment Plan
  • Free Travel Insurance and Purchase Protection
 

image28

Commercial Bank of Dubai – MasterCard Gold

button (1)

AED 10,000 AED 0 1.50%
  • No annual fee with interest rate starting from 1.5% per month on purchases
  • 0% interest for 6 months on balance transfers from other banks
  • Free Travel Inconvenience Insurance
  • Attijari Points Rewards Programme
 

image29

Commercial Bank of Dubai – Visa Classic Credit Card

button (1)

AED 8,000 AED 0 1.50%
  • No annual fee with interest rate starting from 1.5% per month on purchases
  • 0% interest for 6 months on balance transfers from other banks
  • Free Travel Inconvenience Insurance
  • Attijari Points Rewards Programme
 

image30

button (1)

 

AED 10,000 AED 0 1.50%
  • No annual fee with flexible credit limit
  • Only for online transactions
  • Attijari Points Rewards Programme
  • Flexible payment options
 

image31

FGB – DU Credit Card

button (1)

AED 8,000 AED 0 3.25%
  • 10% discount on your du post-paid line bill payments with du Auto payment setup
  • 10% discount on your du Smart Phone Privilege Plan monthly data charges posted on your monthly bill and paid with du Auto payment setup
  • 10% discount on du home services bill payments with du Auto payment setup
  • 10% worth of bonus credit on prepaid lines recharges with scheduled recurring recharge du Auto payment setup
 

image32

Abu Dhabi Platinum Card

button (1)

15,000 550 3.25%
  • Buy 1 Get 1 Free at Cinemas
  • |Airport lounges
  • |Discounts at Yas Water world in Abu Dhabi|
  • Complimentary Valet Parking
 

image33

FGB- Abu Dhabi Titanium Card

button (1)

8,000 500 3.25%
  • Buy one get one free movie tickets
  • Redeem First Points to pay utility bills
  • Lucky Draw prizes
  • Credit and wallet shield
 

image34

Ferrari Infinite Card

button (1)

12,000 550 3.25%
  • UP to 15% off on ferraristore.com and chance to drive a Ferrari
  • Free global lounge access
  • Buy 1 get 1 free VOX GOLD movie tickets
  • 1 fine dining point for every AED1
 

image35

Gold Card

button (1)

5,000 500 3.25%
  • Roadside assistance
  • 1 First point for every 1 AED spent
  •  1 mile for every USD 1 spent locally,2 miles for every USD 1 spent internationally
  • Complimentary meet and greet service|
 

image36

Emirates NBD – Platinum Credit Card

button (1)

AED 18,000 AED 700 3.09%
  • complimentary access to over 500 premium airport lounges
  • VISA/MasterCard will earn 0.4% Points i.e. for a spend of AED 1,000
  • You can choose to pay 5%, 10%, 25%, 50% or 100% of your card outstanding balance
 

image37

Emirates NBD -Manchester United Credit Card

button (1)

AED 10,000 250 3.09%
  • Welcome Gift
  • Complimentary Gift – The Manchester United ‘RED Box’
  • 2X on all international spend
  • 5X RED Points on all Dining spends
  • 10X RED Points on Sports Good Stores
 

image38

Emirates NBD – Titanium Credit Card

button (1)

AED 10,000 400 3.09%
  • 5% discount on air tickets and up to 10% discount on holiday packages
  • VISA/MasterCard will earn 0.4% Points i.e. for a spend of AED 1,000
  • Salik Auto Top Up
 

image39

Emirates NBD – Skywards Signature Credit Card

button (1)

AED 10,000 700 3.09%
  • 10,000 Skywards Miles on payment of the joining fee.
  • Airport lounge access
  • Discounts on air tickets and holiday packages
  • Domestic retail spends 0.75 base miles
 

visaEmirates Islamic – Cashback Card

button (1)

 

AED 5,000 AED 350 2.99%
  • 10% cash back on Etisalat and Du spends
  • 5% cash back on Electronics stores
  • 1% cash back on all other purchases
 

image41

Emirates Islamic – Abu Dhabi Rewards Card

button (1)

AED 5,000 AED 0 0.00%

Shari’a Compliant card

  • Earn 2 choice points points for every Dirham spent on your credit card
  • Redeem them against your annual fee, airline miles, entertainment, leisure, communication, supermarkets, electronics and jewelry stores
 

image42

Samba – Platinum Credit Card

button (1)

AED 20,000 AED 0 2.89%
  • Movies – Get 50% cashback on movie tickets anywhere in the world, anytime & online too.
  • Duty Free – Family and friends are easier to please with 10% cashback on all Duty Free stores around the globe
  • up to 5% cashback on all airline ticket
 

image43

Samba Platinum Shopping Credit Card

button (1)

AED 20,000 AED 0 2.80%
  • Department stores, Ready-to-wear Apparel, Sportswear, Handbags, Footwear and Accessories, Cosmetics & Perfumes:
    Accelerated cashback of up to 10%
  • Jewellery & watches:
    Accelerated cashback of up to 5%
  • Electronics, Furniture & Home Décor:
    Accelerated cashback of up to 5%
  • Other Retail Transactions:
    What’s more, you can get 1% cashback on all other purchases
 

image44

Samba Titanium Credit Card

button (1)

AED 10,000 AED 0 2.89%
  • 50% cashback on movie tickets
  • 10% cashback on entertainment spends
  • 5% cashback on all purchases made at supermarket
  •  3% cashback on all utility bill payments
 

image45

Samba Alkhair Credit Card

button (1)

AED 25,000 AED 0
  • 0.00%
  • 5% Cash Back on your purchases with no minimum spend
  • 50% cashback on cinema tickets
  • Free Valet Parking! As a a Samba Al-Khair Platinum Cardholder, you will receive 2 FREE valet parking services a month at Dubai International Airport Terminal 1 & Terminal 3
 

image46najm visa blue card

button (1)

AED 5,000 AED 0 3.25%
  • Earn 2% Cashback at Carrefour and 1% Cashback on all your other spends thereafter
  • Automatic rewards redemption through Carrefour voucher redeemable at all Carrefour stores across the UAE
  • Dedicated check-out counters at all Carrefour Hypermarkets. For a list of Carrefour with dedicated check-out counters, please click here
  • Enjoy up to 12 months 0% Easy Payment Plans at Carrefour and select merchants and easily convert your purchases into Easy Payment plans with a click with enajm
 

image47

Najm Voyager Credit Card

button (1)

AED 15,000 AED 499 2.99%
  • 75,000 SIGNUP REWARDS
  • Earn 4 Voyager Rewards for every AED 1 spent overseas
  • Earn 4 Voyager Rewards for every AED 1 spent on www.najmvoyager.com
  • Earn 2.2 Voyager Rewards for every AED 1 spent locally
  • up to 50% cashback on all your travel spends
  • Buy 1 Get 1 Free movie tickets and popcorn at VOX Cinemas
 

image48

SCB – Cash Back Card

button (1)

AED 5000 AED 0 3.25% ·         Up to 10% cashback on supermarket spend

·         Up to 10% cashback on school fees

·         Up to 10% cashback on utility payments

·         50% discount at VOX Cinemas

 

nbad-newBAD Real Madrid Platinum MasterCard Credit Card

AED 10,000

 

AED 0

 

3.25%

 

  • Travel benefits such as complimentary lounge access. Get 2 complimentary airport transfer services
  • Get first four Fitness First visits at AED 15 per visit
  • Watch movies starting from AED 5 Cine Royal in Abu Dhabi and Oscar Cinema in Abu Dhabi & Al-Ain and from AED 10 at Reel Cinemas in Dubai and Oscar Cinema in Sharjah. Earn NBAD Stars and redeem for rewards such as miles and air tickets
 

image50

Al Hilal Bank AHB Qibla Card

button (1)

AED 8,000

 

AED 500

 

2.5%

 

  • You require a minimum salary of AED 8,000 per month to be eligible for this card with salary transfer. If you don’t transfer your salary, the minimum salary requirement is AED 10,000.
  • Up to 55 days of profit rate free period.
  • The foreign currency rate applicable on overseas transactions is 2.5%
 

nbad

NBAD Al Futtaim Platinum MasterCard Credit Card

button (1)

 

AED 10,000 AED 0

 

2.07%

 

  • Watch movies starting from AED 5 Cine Royal in Abu Dhabi and Oscar Cinema in Abu Dhabi & Al-Ain and from AED 10 at Reel Cinemas in Dubai and Oscar Cinema in Sharjah
  • Get 4 visits to any Fitness First at AED 15 per month within one month
 

image52Mashreq Novo Credit Card

button (1)

AED 5000 AED 300 3.25%
  • 50% discount on movie tickets exclusively for Novo Card holders, any day of week
  • Skip the Queues but not the Previews with dedicated Ticketing and F&B counters, created exclusively for Mashreq Novo Credit Card holders at Novo Cinemas
  • Catch the latest Blockbuster before anyone else through Exclusive Invites to movie screenings, for yourself and a companion
 

image53

United Arab Bank FC Barcelona Platinum Card

button (1)

AED 10,000

 

AED 0

 

2.49%

 

  • Get VOX Cinema offers
  • Get Visa gold privileges
  • Earn Barca points and redeem across 900 airlines, 200,000 hotels and electronic products,
 

Dubai Islamic Bank Rewards Consumer Card

button (1)

AED 5,000

 

AED 0 3%

 

  •  Get 50% cashback on movie tickets.
  • Get up to 3% cashback on your daily spends.
  • Get 3% cashback on supermarket & hypermarket purchases, automobile servicing, Etisalat and Du bill payments, fuel spends, utility bills, salik and nol recharges.
  • Maximum cashback of AED 1000 per billing cycle.
image55

Dubai First Skyy Miles Exclusive Visa Infinite Card

button (1)

AED 8,000 AED 1,500 2.99%
  • TRAVEL PRIVILEGES: Worldwide Airport Lounge Access, Airport Pick and Drop Service, Complimentary International Concierge, Service, HotelClub, Visa Luxury Hotels Collection, Holiday packages
  • RECOGNITION OFFERS: Destination Harrods, Hilton HHonors, Langham’s Elite Membership status, Vox cinemas, Chic Outlet Shopping , Discount at Duty Free
  • CONVENIENCES: Up to 4 Complimentary Supplementary Cards, Over 1,100 Payment Locations, Dubai First Alerting services, E-Statement
  • EMERGENCY ASSISTANCE: Crisis Response Assistance, Lost or stolen card reporting, Emergency Card replacement, Emergency Cash disbursement, Emergency payment authorization
  • LIFESTYLE PRIVILEGES: Wellness First, Complimentary Golf, Visa Golfing Privileges
 

image56

Noor Bank – Srilankan Credit Card

button (1)

AED 5,000 AED 0 2.99%
  • 2 FlySmiLes for every $1 (dh 3.67) spent
  • Access to the privileges of the oneworld airline alliance’s frequent flyer programme on more than 15 airlines including Qantas, American Airlines, US Airways, British Airways, Qatar Airways and many more
  • Excess luggage allowance of 12kg
 

image57

ADIB – Etihad Guest Classic Card

button (1)

AED 5,000 AED 500 2.99%
  • High earning rewards program
  • Preferred rates from ADIB travel desk
  • Roadside Assistance
 

image58

Mashreq Smiles Credit Card

button (1)

AED 5000 AED 300 3.25%
  • No tiers and no spend thresholds are applicable on this card.
  • You can earn 1.25 sMiles on every AED spent locally and 3.25 sMiles on every AED spent worldwide.
  • The card is equipped with latest technology like Chip & PIN to ensure added safety and security.
  • No cap is applicable on sMiles earned by you.
Disclaimer:
Emirates Cash has used its best efforts in collecting the information published on this website and does not constitute either a confirmation or a recommendation. The information including interest rates on this website keep changing from time to time and may be out of date at times and may contain technical inaccuracies and typographical errors. We do not accept any legal liability or responsibility for the content or the accuracy of the information provided and for any direct or indirect loss on the use of such information.